Truck accidents are often quite severe. Far too often they leave individuals with catastrophic injuries, including those that affect the brain and spine, thereby leaving them with permanent disability. Such injuries can completely upend one’s life. It can restrict their mobility and limit their ability to perform day-to-day tasks. It can disrupt their mental health and their emotional wellbeing. And, of course, it can cause devastating financial results due to the incurrence of overwhelming medical expenses, rehabilitation costs, and lost wages.
When one of these accidents is caused by a trucker’s negligence, then a personal injury lawsuit against that trucker is justified. If successful, a victim might be able to recover compensation, but the truth of the matter is that truckers usually don’t have the resources needed to fully compensation for injuries suffered in truck accidents, especially when catastrophic injuries are involved. This means after turning to insurance companies, a truck accident victim may be left without the money needed to secure financial stability and sound medical and rehabilitative treatment.
But that isn’t the end of the road. In addition to suing a negligent driver, truck accident victims might be able to file a vicarious liability claim against the trucker’s employer. Under this legal theory, an employer can be held liable for the negligent actions of its employee if certain circumstances exist. So, a truck accident victim who is able to prove that a negligent trucker was on the clock and performing his job duties at the time of the accident might be able to recover compensation from that trucker’s employer. This type of recovery is much more likely to fully satisfy a victim’s damages.
Going up against a truck company and its insurer might sound intimidating, buy truck accident victims should take comfort when the facts are on their side. A skilled legal advocate can help these individuals craft a legal strategy that utilizes the law and the facts to their advantage, which may spur negotiations and bring the matter to a favorable resolution, even if that means going to trial.